Running a fleet of vehicles can be a costly business. With high fuel costs, it’s important to have the right gas credit card to manage your expenses and maximize savings.
For US fleets, there are several great options available that offer competitive rewards programs and discounts on fuel. In this article, we’ll look at the 10 best gas credit cards for US fleets and discuss the features they offer so you can make an informed decision.
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1. U.S. Bank Business Altitude Connect World Elite Mastercard
Introducing the US Bank World Elite Mastercard – one of the best credit cards on the market today. This card offers up to 5% cash back on gas purchases and has no annual fee or balance transfer fees. Plus, you get access to online account management tools and fraud protection services.
One of the most attractive features of this card is its travel rewards program. Every time you use your US Bank World Elite Mastercard to make a purchase, you will earn 1 point for every dollar spent. These points can then be redeemed for flights, hotels, and other travel expenses. Additionally, you can also earn bonus points by taking advantage of special offers through the bank’s travel portal.
The US Bank World Elite MasterCard also offers a generous cashback program. You can earn up to 5% cashback on purchases made at certain retailers, and up to 3% cashback on all other purchases. This means that you can save money on everyday purchases like groceries and gas.
In addition to the rewards programs, this card also provides a range of other benefits. You can enjoy a variety of perks such as free access to airport lounges, no foreign transaction fees, and purchase protection. You are also protected from fraud with the card’s zero liability policy.
Overall, the US Bank World Elite Mastercard is an excellent choice for anyone who wants to save money and make their life easier. With its travel rewards program and generous cashback offers, you can make the most out of every purchase.
PROS
- Generous Cashback Rewards: Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.
- Travel Protection and Benefits: You’ll receive a variety of travel protections, such as trip cancellation/trip interruption insurance and lost luggage reimbursement.
- Exclusive Perks and Services: Cardholders get access to a range of exclusive benefits, such as car rental loss and damage insurance and travel accident insurance. You can also take advantage of concierge services for reservations and ticket purchases.
CONS
- Annual Fee: The U.S. Bank Business Cash Rewards World Elite Mastercard comes with an annual fee of $95.
- High-Interest Rate: This card carries a variable APR of 18.24%-26.24% depending on your creditworthiness.
- Limited Redemption Options: You can only redeem the rewards you’ve earned for cash, statement credits, or gift cards; other redemption options are not available with this card.
2. Capital One Spark Miles for Business
The Capital One Spark Miles for Business card offers up to 2x miles on gas purchases and no annual fee. There’s also a sign-up bonus of 50,000 miles for spending $4,500 within the first three months.
Are you a business owner looking for a credit card that can help reward your business purchases? The Capital One Spark Miles for Business Credit Card offers plenty of benefits to help you get the most out of your spending. With an impressive rewards program, no foreign transaction fees, and no annual fee, this card stands out from the competition.
The rewards program on the Capital One Spark Miles for Business Credit Card is one of its main attractions. With this card, you can earn 2X miles on all purchases, with no limit to the amount you can earn. This means that every purchase you make will help you rack up more and more miles, giving you plenty of reward opportunities.
The Capital One Spark Miles for Business Credit Card also allows you to redeem your miles for a variety of rewards. You can choose from statement credits, travel purchases, gift cards, and more. This means that no matter what kind of reward you’re looking for, the Capital One Spark Miles card has something to offer. Furthermore, if you need to take advantage of a special promotion or discount, the card’s miles can be used for those too.
In addition to having a great rewards program, the Capital One Spark Miles for Business Credit Card also offers some great perks. There are no foreign transaction fees, which is an added bonus for business owners who often need to travel overseas. Plus, there is no annual fee, so you won’t have to worry about any additional costs. And, you can get access to exclusive discounts and offers from a variety of partners.
Overall, the Capital One Spark Miles for Business Credit Card is an excellent option for business owners who are looking for a rewards card that can help them get the most out of their spending. With its generous rewards program, no foreign transaction fees, and wide range of redemption options, you’ll be able to make the most of your card and get plenty of rewards for the purchases you make.
PROS
- Earn 2 miles for every dollar spent on all purchases, with no limit on the number of miles you can earn
- Receive an introductory bonus of 50,000 miles when you spend $4,500 on purchases within your first three months of account opening.
- Enjoy 0% introductory APR on purchases and balance transfers for 9 months after account opening.
CONS
- Annual fee of $95.
- High variable APR of 16.49% – 24.49% after the 9-month intro period ends.
- Can only be used for business expenses, so it cannot be used for personal purchases or cash advances.
3. Bank of America Business Advantage Cash Rewards Mastercard
Are you a business owner looking for the perfect credit card? The Bank of America Business Advantage Cash Rewards Mastercard may be just the solution. With no annual fee and a generous rewards program, this card offers great value to small business owners. This review will provide an overview of the benefits, costs, and features associated with this credit card, helping you decide if it’s right for your business needs.
The Bank of America Business Advantage Cash Rewards Mastercard offers an impressive rewards program, with a generous 1% cash back on all purchases, 2% cash back at U.S. restaurants, and 3% cash back on select categories (such as office supplies, travel, and telecommunications). Every quarter, you can also enjoy 10% customer bonus rewards when using your card at certain merchants. Plus, there’s no cap on the amount of rewards you can earn.
As for costs and fees, the Bank of America Business Advantage Cash Rewards Mastercard has an APR of 16.24% – 25.24%, depending on your creditworthiness, and a minimum interest charge of $2. There is no annual fee associated with this card, making it an attractive option for small business owners who want to save money.
The Bank of America Business Advantage Cash Rewards Mastercard also includes a number of additional benefits, such as purchase protection, travel, and emergency assistance, extended warranty coverage, and auto rental collision damage waiver. You can also access your account online or through the mobile banking app, making it easy to monitor your spending and rewards earnings.
Overall, the Bank of America Business Advantage Cash Rewards Mastercard is a great choice for small business owners looking to save money and earn rewards. With no annual fee, a generous rewards program, and additional benefits, this card offers great value for those who are looking for an easy-to-manage credit card solution.
PROS
- Up to 3% cash back on select categories. This card offers up to 3% cash back on qualifying purchases in certain categories, such as travel, office supplies, and telecommunications services. This is a great way to get rewarded for making necessary business purchases.
- No annual fee. When it comes to business credit cards, an annual fee is often part of the package. However, with the Bank of America Business Advantage Cash Rewards Mastercard, there’s no annual fee for the primary cardholder, making it easier to manage costs and maximize rewards.
- Additional bonus rewards. Cardholders can also receive bonus cash back on their first purchase, as well as additional bonus cash back for adding employee cards.
CONS
- High APR. This card does offer an introductory 0% APR for the first 12 billing cycles, but after that, the variable APR increases to a rate of 16.49%. This can make it more expensive to carry a balance from month to month than with other business cards.
- Limited categories. This card only offers up to 3% cash back on select categories, which could be limiting for businesses that spend in areas not included in the 3%.
- Low rewards cap. The rewards cap on this card is $2,500 per quarter, meaning that after spending $8,333 on eligible purchases in a quarter, rewards will stop accruing for that period.
4. Blue Cash Preferred from American Express
This card offers up to 6% cash back on gas purchases as well as access to a range of travel and shopping benefits. There is an annual fee, but it’s offset by the sign-up bonus of $200 for spending $1,000 within the first three months.
5. Chase Freedom Unlimited
With this card, you get up to 5% cash back on gas purchases and a sign-up bonus of $150 for spending $500 within the first three months. There’s also no annual fee and access to a range of other rewards.
6. Wells Fargo Business Platinum Credit Card
This card offers up to 3% cash back on gas purchases and no annual fee. Plus, there’s a low introductory APR of 0% for the first 6 months.
7. PNC Bank Visa Business Rewards Card
The PNC Bank Visa Business Rewards Card provides up to 4x points on gas purchases and a sign-up bonus of 10,000 points for spending $1,000 within the first three months. Plus, there’s no annual fee and access to exclusive discounts.
8. Citi Business AAdvantage Platinum Select World Mastercard
The CitiBusiness AAdvantage Platinum Select World Mastercard provides up to 2x miles on gas purchases and a sign-up bonus of 50,000 miles for spending $3,000 within the first three months. Plus, there are no foreign transaction fees and access to exclusive discounts.
9. Bank of America Cash Rewards for Business Visa Card
This card provides up to 3% cash back on gas purchases and no annual fee. Plus, there’s a low introductory APR of 0% for the first 12 months.
10. ExxonMobil Business Credit Card
The ExxonMobil Business Credit Card offers up to 6x points on gas purchases along with access to exclusive discounts and rewards. Plus, there are no annual fees or balance transfer fees.
Bottom Line
When picking a gas credit card for your fleet, it’s important to think about the features and benefits they provide. Many cards come with additional perks such as fraud protection services, access to exclusive discounts, and online account management tools. It’s also beneficial to compare sign-up bonuses since some can offer generous rewards for meeting spending requirements within a certain time frame. With the right card, you can save money on fuel expenses and get access to great rewards.