Selecting the right credit card can be a complex and confusing process. While there are a ton of offers out there, you want one that will provide you the maximum benefits for the purchases you make without fail. That’s why we’ve put the Capital One VentureOne, Wells Fargo Propel, and Chase Sapphire cards up against each other to see who wins overall.
Capital One VentureOne Card
If you are looking for a credit card that offers you plenty of miles for the purchases you make every day, then you might want to go with the Capital One VentureOne credit card. This card has unlimited rewards that earn you 1.25 miles for every dollar you spend on every single purchase you make with no restrictions.
The card also offers new members 20,000 bonus miles for the first $1000 you spend on the card over the first three months of owning it. There is also no annual fee and an introductory APR of zero percent for the first 12 months.
An even faster way to rack up points on the purchases you make is through the Wells Fargo Propel card. This card offers 30,000 bonus points when you spend $3000 in the first three months of owning the card. You have to spend more to earn the $300 cash value, but it offers you more points in return than the Capital One VentureOne credit card.
Plus, you’ll earn one point per dollar spent on all purchases. This moves to three points per dollar spent when you eat out, order in, buy gas, and use rideshare or other transit. You’ll also earn three times the points on flights, hotels, homestays, car rentals, and streaming services. The Wells Fargo Propel card also has no annual fee and an APR of zero percent for 12 months.
Chase Sapphire Card
Even more, points come your way when you sign up for the Chase Sapphire credit card. The card provides you with 50,000 points for the first $4000 you spend in purchases over three months. That’s a full $425 value that can be used towards travel or $500 towards cash benefits.
Points are earned at a rate of one point per dollar spent on all purchases. A total of two points per dollar is earned on airfare, hotel, transit, and global restaurant purchases. The card has no annual fee for the first year and an APR of 17.74 to 24.74 percent, depending on credit rating.
Capital One VentureOne vs. Wells Fargo Propel vs. Chase Sapphire – The Verdict
While all three of these credit cards are worthy of mention, there can only be one winner in Capital One VentureOne vs. Wells Fargo Propel vs. Chase Sapphire. We choose the Capital One VentureOne card as our top choice. The card earns you bonus miles faster and comes with zero APR and annual fee – something we didn’t see with the Chase Sapphire card. Plus, you only have to spend $3000 to earn your bonus miles – which can get you to your destination faster. When selecting your next credit card, we recommend going with the Capital One VentureOne card. It offers an extensive range of benefits that provide more value for your purchases you make – making it easier to save and earn while you shop.