What Are REITs? Real Estate Investment Trusts Explained

what are REITs

Proper diversification is key to a successful long-term investing strategy. Many experts believe that real estate should have a place in most portfolios, in addition to equities and bonds. However, as real estate values soar, more and more people are getting priced-out of traditional real estate investment. Luckily, there’s an alternative to buying physical real … Read more

Cashback vs Points vs Miles: Credit Card Rewards Compared

cashback vs points vs miles

Credit card rewards can be quite rewarding, for lack of a better term. They can also be thoroughly confusing! With so many different cards, each offering different reward structures and redemption options, it can be a maze to navigate for newcomers. There are typically three types of rewards programs: cashback, points, and airline miles/hotel points. … Read more

How Do Balance Transfers Work? Credit Card Balance Transfers Explained

How do balance transfers work?

You’ve probably received countless pieces of junk mail from credit card issuers. Many might include a special balance transfer offer – often with a low introductory APR, or even an initial 0% APR offer. But what is a balance transfer, anyways? How do balance transfers work?   What is a Credit Card Balance Transfer? Simply … Read more

Using Personal Credit Card for Business Expenses & Vice Versa

personal credit card for business expenses

If you’ve recently started a new business, you may be wondering about the best way to pay for business expenses. We often see people asking if it’s okay to use a personal credit card for business expenses – and conversely, if using a business credit card for personal use is okay. Let’s dive in and … Read more

Bonds vs CDs: Best Investment Option for a Rising Rate Environment

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After a long period of historically low interest rates across the board, the Fed has been steadily hiking interest rates in 2018 and beyond. In this rising rate environment, what makes for a better investment – savings bonds, or certificates of deposit? We’ll compare and contrast the two options in this bonds vs CDs comparison. … Read more

Motif Investing vs Betterment: Which is Right for You

Two powerhouses in the robo-investing world are Motif Investing and Betterment. If you’re considering signing up for one of these services, you should first be aware that they offer tools better suited to particular investors. Read on for a run-down of what makes these robo-advisors unique, and which one is the best fit for you. … Read more

Acorns vs. Stash: Which Microsavings Tool is Right for You?

By now, everyone knows they should be saving more money, but between housing, healthcare costs and every other demand fighting for our dollar, being disciplined enough to actually put money away can be a challenge. That’s where microsavings accounts come in. These tools make saving money so easy that anyone can do it. You don’t … Read more

Betterment Fees vs. Wealthfront Fees

Topic: Betterment vs Wealthfront Fees Reviewed by: Janet Berry-Johnson, CPA Published on: October 25, 2016 Last modified: October 25, 2016 Betterment Provides up to 6 months of service free if you sign up here. Be sure to check out our Betterment Review for more information Thanks to robo-advisors, investors don’t have to have large portfolios or … Read more

Betterment vs. Lending Club

At first glance, Betterment and Lending Club appear to have nothing in common other than they both facilitate investments. In fact, there are significant differences between the two companies and the investment options and features each provides. The one thing they have in common is that they can both play a part in a diversified … Read more

Best Nationwide Credit Unions for High Interest Savings 2016

If you’re frustrated with the various fees your current bank charges or simply want to open a savings account at a different institution, you should consider a credit union. Credit unions are an increasingly popular option thanks to their ability to offer higher savings return rates. Although more people are choosing credit unions, there are … Read more