Citi Apply Citi Simplicity Credit Card Offer (Low Intro APR Balance Transfers)

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Citi Simplicity Card

  • Apply for the Simplicity Credit Card to take advantage of the lowest intro APR for 18 months on balance transfers and purchases offered by Citi
  • Citi.com/ApplyCitiSimplicity is offered by Citigroup Inc.
  • Applicants who received the promotional mailing offer must have the invitation number in order to apply

Citi.com/ApplyCitiSimplicity

The Citi Simplicity Credit Card is available to legal residents of the United States who are 18 years of age or older.  The Simplicity Credit Card general requires a good credit score (at minimum) and a clean credit profile as Citi is one of the more conservative credit card issuers on the market.

Citi.com/ApplyCitiSimplicity Promotional Mailing Notes

  • The invitation code can be found in the top right hand corner of the mailing offer
  • Those who do not have an invite code can still apply at the official Citi Simplicity Card Application Page
  • The application will take about 3 to 5 minutes to complete
  • Applicants with the invitation number are extremely likely to be approved as they have been pre-screened
  • The applicant must also provide their name, address, phone number, email address, and agree to a credit check

Citi Simplicity Credit Card Highlights

  • 0% Intro APR for 18 months from date of account opening on purchases and 0% Intro APR for 18 months from date of first transfer on balance transfers
  • All promotional balance transfers MUST be completed within 4 months of opening the Citi Simplicity account
  • After the 0% APR Intro Promotion has lapsed members will be charged 15.49% – 25.49% on balance transferred pending on credit worthiness
  • NO ANNUAL FEE
  • Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater
  • Cash Advance Fee: either $10 or 5% of the amount of each cash advance, whichever is greater

CitiSimplicity

Verdict: Overall this is a very good card for consumers with a clean credit score/rating as the card comes with No Late Fees, No Penalty Rate, and No Annual Fee!  The only draw back to the card is zero reward program.

Similar Credit Cards: Chase Freedom Unlimited Card and the Chase Slate Card are both great for balance transfers.

Any questions about www.Citi.com/ApplyCitiSimplicity can be directed to toll free 1-800-347-4934.  To apply for the Simplicity credit card over the phone please dial 1-800-526-2323.

Sources

  1. www.citi.com/applycitisimplicity
  2. www.citicards.com/cards/credit/application

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