Credit One Increase Credit Limit Request (How Often Does Credit One Give Increases)

How Often Does Credit One Give Increases?

This is the million-dollar question that we receive at a minimum of 5 times per week from Credit One Bank customers!

Please visit to make the request (follow the on-screen instructions to a tee for the best chance of approval).

If you follow the directions and show you have made on-time payments along with an increase in monthly wages your odds of an increase are sky high!


Credit One Increase

  • Request a credit limit increase associated with a Credit One Bank credit card
  • is operated by Credit One Bank, N.A.
  • A credit limit increase is a good way to help increase a credit rating
  • A credit line increase is not guaranteed and will mostly depend on income

Although the Credit One cardholders account is automatically reviewed for credit line increase eligibility the customer can still place a request for a credit line increase without notification.

In order to do so simply visit and sign into a Credit One account.  Then select ‘Settings’ in the site menu or at the top of most pages. Then, just locate ‘Credit Line Increase‘ to get started.” Request Instructions

  1. Talk the wife into letting you apply for a credit limit increase
  2. If she says yes (which is a BIG if) navigate to
  3. Sign in to your account online and select ‘Settings’ in the site menu
  4. Click on ‘Credit Line Increase’
  5. Provide required information as instructed
  6. Cross fingers and hope for an increase

Credit One Increase Request

Credit One credit cards are designed for consumers with less than perfect credit looking to increase their credit score.  The Credit One Platinum card even comes with a rewards program that allows the members to get 1% cash back on eligible purchases (a reward program is uncommon for these types of credit cards).  Credit One Bank credit cards are also the official card of Nascar.

Consumers who have not applied for a Credit One Bank credit card but would like to check their qualification status can visit and provide the required information to find out if they qualify.

CreditOneIncrease Mailing Addresses

  • Payments: Credit One Bank, Payment Services, P.O. Box 60500, City of Industry, CA 91716-0500
  • General Correspondence: Credit One Bank P.O. Box 98873 Las Vegas, NV 89193-8873
  • Issues in regards to a bill or statement: Credit One Bank P.O. Box 98872 Las Vegas, NV 89193-8872
  • Credit Protection: Credit One Bank P.O. Box 740237 Atlanta, GA 30374-0237


Other Cards To Consider

Get My Ollo Card

A great card for consumers looking to rebuild their credit score (aka lives) via on-time credit card payments.

MyMilestone Credit Card

Another great card for purchases and cash advances anywhere you see the MasterCard logo, at over 33 million locations in 210 countries.


Bottom Line Credit One Increase? (how often)

How often will Credit One provide an increase in your credit limit?

There is no magic number but on average based on the research and consumers we have spoken with you will want to apply for an increase every 6 months.


Any questions in regards to the Credit One Increase Request service can be directed to 1-800-752-5493 between the hours of 5 a.m. to 9 p.m. Mon – Fri and 6:30 a.m. to 5 p.m. Sat & Sun (All Times Pacific).  Customers who are lucky enough to have a Credit One Bank credit card already and just need to access their account via automated services can dial 1-877-825-3242 (toll-free).


1 thought on “Credit One Increase Credit Limit Request (How Often Does Credit One Give Increases)”

  1. This info is not accurate. Under the “settings” tab you can manage/update several items, such as notifications, mailing address, credit protection, etc…but there is no where to apply for a CLI.


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