The MOVO Virtual Prepaid Visa Card is issued by Metropolitan Commercial Bank (which is proud FDIC member) pursuant to a license from Visa U.S.A. Inc.
How to get a MOVO Prepaid Card
To get a prepaid card, you must sign up for a Movo account via the app. Depending on what mobile device you use, please visit and download the MOVO app directly from one of the major app stores:
Once you have signed up for an account, you will receive the MOVO Prepaid Card within 10 business days by mail.
If you Movo Prepaid Card does not arrive within 10 business days, please email firstname.lastname@example.org.
MOVO Prepaid Card Reviews
- NerdWallet named it the best “cheap” pre-paid card
- TheSimpleDollar.com named it one of their best pre-paid cards (they named eight total in the article found here www.thesimpledollar.com/best-prepaid-debit-cards)
- TheBalance.com named it “Best for Secure Online Purchases“
In general MOVO Virtual Prepaid Visa Card Reviews are good to very good based on a Google and Bing search.
MOVO Virtual Prepaid Visa Card Fees (from help.movo.cash/Schedule-of-Fees-and-Charges)
Primary Card (virtual): No fee
Physical Card: No fee
MovoCoin (Secondary card): $1 (currently, No fee)
Direct Deposit your paycheck or government benefits: No fee
Add cash at participating retail locations: No fee (third-party fee may apply)
Add money from your bank account: No fee
Add money from a card (prepaid, debit or credit): 2.9 percent + $0.30 per transaction
SEND & RECEIVE MONEY
Send Money Person to Person: No fee
Receive Money Person to Person: No fee
Purchase Transactions – Domestic: No fee
Purchase Transactions – International: Up to 3 percent of the USD converted transaction amount
Purchase Transaction Decline: No fee
Bill Payment Transaction Fee: $0.75
GET CASH WITH PHYSICAL CARD
ATM Withdrawal – Domestic: $2 plus applicable ATM Surcharge Fee*
(if Visa Plus Alliance Network ATM: No ATM Surcharge Fee)
ATM Withdrawal – International**: $2
ATM Balance Inquiry – Domestic: $1
ATM Balance Inquiry – International**: $2
ATM Decline – Domestic: $1
ATM Decline – International**: $2
Bank Teller Withdrawal: $3
Primary Card to Bank ACH Transfer: No fee
Physical Card Replacement : $7
ACH Return Fee: $15
ACH Decline Fee: $15
Fee for Check in the Amount of Card Account Balance Upon Card Cancellation: $2.50
* If you use your physical card to obtain cash at an ATM, you may be charged a separate surcharge fee by the ATM provider.
** Plus, up to 3 percent of the USD, converted withdrawal or fee amount.
Not in the market for a prepaid debit card? Check out these credit card reviews: