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SoFiOffer.com – Apply for Fixed Rate Loans (Review and Guide)


SoFi Promotional Offer

  • Allows a user to apply for a fixed rated loan ranging between 5.99% APR to 18.64% APR (with AutoPay)
  • Ideal for consumers who are paying more than 16% interest on credit card debt
  • Consolidate credit card debt, personal loans, student loans and more into one simple payment plan
  • A SoFi loan can help the consumer save thousands of dollars
  • Check your personalized rate in just 2 minutes with easy online application
  • No origination fees, pre-payment fees or late feesSofi Offer

SoFiOffer.com requires the confirmation code and the zip code from the promotional mailing offer.  SoFi offers a low fixed rate and monthly payment which will allow the consumer to pay off high interest debt, like credit cards, or make a major purchase (i.e. dream vacation to Hawaii or a bathroom remodel).

About Sofi

what is sofi

Sofi is a personal finance company offering a huge variety of financial services. They specialize in personal loans and debt consolidation, and aim to attract customers who want to simplify their financial life.

Sofi makes it easy to consolidate loans – whether it’s credit card debt, student loans or personal loans – and save money on interest in the process. Sofi operates efficiently and mostly online, so they have far fewer expenses than traditional banks. This allows them to offer some of the most competitive rates in the industry, helping borrowers save thousands.

In addition to personal loans, SoFi also offers home loans, retirement investing, small business financing, personal banking, and much more. In essence, Sofi aims to offer a complete suite of financial services, helping clients consolidate their accounts to simplify their finanancial situations – and save money in the process.


SoFiOffer.com Highlights

  • Borrow from $5k-$100k at fixed rates that start at 5.99% APR
  • No hidden fees or pre payment penalties
  • Get a 0.125% rate discount on an additional SoFi loan just for being a loyal SoFi member
  • If the borrower losses their job they may qualify to have their monthly payment put on hold
  • SoFi offers award-winning customer support 7 days a week (yes they are open on Saturday and Sunday)


SoFiOffer.com Lowlights

  • Not available in the state of Nevada
  • May not be available to you if your credit score is 650 or less (generally SoFi will not lend to a credit score below 650)


If approved for a loan from SoFi via this promotion offer the applicants actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.

Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.

Update: This personal loan offer from SoFi is still one of the best in the industry. Other personal loan shops worth a visit include LendingClub.com, Upstart.com, and Prosper.com (another peer to peer lending shop).

Personal Loan Website

The Best No Annual Fee Credit Cards for Everyday Spend


There are tons of excellent credit cards on the market today, offering lucrative signup bonuses, generous bonus categories, and sweet perks. But, many come with hefty annual fees. If you’re looking for the best no annual fee credit cards, this is the list for you!

best no annual fee credit cards

The best credit cards without annual fees are cards you can keep forever, without worrying about forking over money for fees every year. They are also great choices for everyday spending, due to high earning rates on all purchases. If you’re not working on a minimum spending requirement, these are the cards you want in your wallet!

And if you’re just someone who likes to keep things simple, choosing a single no fee credit card for your daily spending is the way to go. Of course, you don’t want just any card – keep reading for our list of best credit cards with no annual fee.


The Best No Annual Fee Credit Cards

1. Citi Double Cash

Citi Double Cash

Earning rate: 2% cashback on all purchases
Bonus categories: None
Signup bonus: None
Introductory APR: 0% APR on balance transfers for the first 18 months

The Citi Double Cash is issued by CitiBank and is perhaps the best no annual fee credit card on the market. It earns 1% cashback on all purchases, and an additional 1% cashback when you pay your bill. This is basically the same as a flat 2% on all purchases. There’s a 18-month, 0% APR promo offer available on balance transfers, but not on new purchases on the card. There is no sign up bonus currently, but other than that this is a fantastic card all-around with a simple yet generous earning rate.


2. Chase Freedom Unlimited

Chase Freedom Unlimited

Earning rate: 1.5% cashback on all purchases
Bonus categories: None
Signup bonus: $200 after spending $500 in the first 3 months
Introductory APR: 0% intro APR for first 15 months, on purchases and balance transfers

The Chase Freedom Unlimited card is one of the best credit cards with no annual fee. It offers 1.5% cashback on all purchases, which is actually 1.5 Ultimate Rewards points per $1 spent. These points can be used for cashback, gift cards, free travel and more – see some good uses for Chase Freedom points for some ideas. It also offers a $200 signup bonus, which is quite generous for a no annual fee card. This card is also a great credit card for balance transfers due to the 0% introductory rate. This card offers a simple, flat-rate rewards structure – if you’re someone who wants to maximize rewards, the normal Chase Freedom (see below) might be a better option.


3. Chase Freedom

Chase Freedom

Earning rate: 1% cashback on all purchases
Bonus categories: 5% back on a rotating category (changes every 3 months)
Signup bonus: $200 after spending $500 in the first 3 months
Introductory APR: 0% intro APR for first 15 months, on purchases and balance transfers

The Chase Freedom is another great zero annual fee credit card from Chase. It’s a unique product from the Freedom Unlimited, despite the similar name. The Freedom offers 1% cashback on all purchases, but the real value is in the rotating categories. Every quarter, a new category is announced in which Freedom cardholders will earn 5% cashback on up to $1,500 of spending. For example, the category could be gas stations, PayPal transactions, Amazon.com purchases, or grocery stores (you can check the current bonus category and see what’s coming up on Chase’s site). This category rotates every 3 months. If you were to max out spending in the category each quarter, you could earn an extra $300 in cash back each year!


4. Discover it

Discover It

Earning rate: 1% cashback on all purchases
Bonus categories: 5% back on a rotating category (changes every 3 months)
Signup bonus: All cashback earned the first year is doubled at year-end
Introductory APR: 0% intro APR for first 14 months on balance transfers

The Discover it is similar to the Chase Freedom in that it earns 1% on all spending, and 5% cashback on a rotating category. See the Cashback Calendar for the latest categories. The Discover it does not offer a cash signup bonus. In place of a signup bonus, Discover doubles ALL the cashback you earn in the first year! That means that for the first year, all purchases essentially earn 2% cashback, and bonus categories earn a whopping 10% cashback! If you earn $150 in cashback rewards in the first year of membership, Discover will double it to $300!


5. Capital One VentureOne

Capital One VentureOne

Earning rate: 1.25 miles per $1 spent (worth 1.25% back towards travel expenses)
Bonus categories: None
Signup bonus: 20,000 miles after spending $1,000 in the first 3 months (worth $200)
Introductory APR: 0% intro APR for first 12 months, on purchases and balance transfers

The Capital One Venture One is one of the best travel rewards credit cards with no annual fee. It earns 1.25 miles per $1 spent, which is equivalent to 1.25% back on travel expenses. Miles can be redeemed as statement credits against almost any travel expense. For example, if you buy a plane ticket or hotel room on your VentureOne card, you can redeem miles to lower the charge, or completely erase it if you have enough miles! This card also comes with a 20,000 mile signup bonus, which is worth $200 towards travel – making this the best credit card with no annual fee in terms of its signup bonus.


6. Blue Cash Everyday


Blue Cash Everyday

Earning rate: 1% cashback on all purchases
Bonus categories: 2% cashback on gas & department stores; 3% cashback at U.S. supermarkets
Signup bonus: $200 cash bonus after spending $1,000 in the first 3 months
Introductory APR: 0% APR on purchases and balance transfers for the first 15 months

The Blue Cash Everyday from American Express is another excellent no-fee credit card for most people. It offers a tiered reward structure, earning 3% on supermarkets, 2% on gas and department stores, and 1% everywhere else. Keep in mind that the bonus categories are capped at $6,000 in purchases per year. The card has no annual fee, and comes with a $200 signup bonus after you spend $1,000 in the first 90 days. Rewards can be redeemed as statement credits. There is also a generous 0% APR promo offer on balance transfers and new purchases, for the first 15 months of card membership.


So there you have it: The best no annual fee credit cards available today! There are certainly other great options, but in our opinion these are the cream of the crop. What’s your favorite daily use credit card?

AMEX.us/MagnetRSVP: Respond to Cash Magnet Card Offer (Review and Guide)



American Express is offering a new and improved credit card called the Magnet credit card.

To apply simply head on over to www.amex.us/magnetrsvp and apply.

You must have a good credit score, be 18 years of age or older, and live in the United States to apply.

Any questions in regards to the offer can be directed to the American Express customer service page.


American Express Cash Magnet Credit Card

Applicants will need the 14-character RSVP code from the exclusive invitation to apply along with the ZIP code.  Please note the 14 digit RSVP code will be 1 letter followed by 13 digits.

Please note in order to obtain this prestigious credit card the applicant must be 18 years of age or older, a legal resident of the United States, and a good to great credit score.

Cash Magnet Card

American Express Cash Magnet Credit Card Review

  1. CreditCards.com: 3.8 out of 5
  2. ValuePenguin: 4.0/5.0
  3. NerdWallet: Not Recommended 🙁  (The rewards rate on the American Express Cash Magnet™ Card is decent but hardly earth-shaking)
  4. The Points Guy: Not Recommended (But the earning rate on this card is somewhat disappointing since its direct competitors offer either a higher rate or flexibility in redeeming rewards)


Magnet Credit Card Reviews (from real people)

We love this card! We use it everywhere (food, gas, and baseball gear for my kids)… it is a great credit with great rewards!” – Billy G. Washington DC

Reward dollars pile up quick with the AMEX Magnet card! We use the rewards for statement credits, gift cards, and merchandise!… my wife is in love with this card… she might love it more than me!” – Kelly O. San Diego, CA


American Express Customer Service Hours

AMEX customers can reach out to the customer service team from 8 am to 5 pm Monday to Friday and on Saturday from 8 am to 4 pm.


www.AMEX.us/MagnetRSVP Highlights and Lowlights

  • Earn mind-blowing $250 bonus (for new applicants only)
  • Members will earn $150 back after they spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership
  • PLUS an additional $100 back after they spend an additional $6,500 in purchases within the first 12 months
  • It can be used anywhere in the US where the AMEX logo is present (over 1.5 million places and counting!)
  • 1.5% Cashback is received in the form of Reward Dollars that can be redeemed as a statement credit
  • Comes with no annual fee 🙂
  • Offers tiered reward categories instead of a flat rate on everything 🙁


Rewards can be applied as Reward Dollars to a statement credit, gift cards (redemption starting at $25), or use rewards to shop top-brand merchandise from hundreds of retailers.


Similar Card Offers

Any questions in regards to the AMEX Magnet RSVP promotional offer can be directed to 1-800-528-4800 24 hours a day 7 days a week.  Consumers who would rather apply for the Cash Magnet credit card over the phone can dial 1-800-243-3888 from 6 am to 2 am 7 days a week.


American Express Application

  1. www.amex.us/magnetrsvp
  2. www.americanexpress.com/cash-magnet

Visit GetInkPreferred.com Invitation Number – Apply Online But Should You (Ultimate Guide and Review)


GetInkPreferred.com reviews

Get Ink Preferred Offer

Apply for the Chase Ink credit card with the 12 digit invitation number.

This is a mailing offer designed for consumers who have been pre-screened.

Visit www.getinkpreferred.com to apply.

Expect to spend about 5 minutes on the application.

You must be 18 years of age or older and a legal US resident to apply.


GetInkPreferred.com Reviews

The Chase Ink Preferred receives excellent reviews from all areas of the Internet.

We had trouble finding any negative reviews at all in regards to the Chase Ink Preferred credit card.


Real Customer Reviews

The best credit card I have had in ages and I have had many! This card is best for customers who like to travel… the bonus offer is amazing! We went to Hawaii!” – Jay G. Chicago IL

Chase does not miss the mark with the Ink Preferred credit card! My family loves racking up points and using them on summer vacation… were going to Destin, FL this year! Points add up quick!” – Ron C. Newark, NJ

This card is a game changer! My wife talked me into applying for another credit card in order to get the bonus points! Man alive were we in for a treat… we used the points for a second honeymoon!” Lisa A. London, GB


Looking for a Capital One card? Check out Get My Offer Capital One Credit Card!

Have less than ideal credit? Check out the Fortiva Card!

getinkpreferred.com invitation number

Chase Ink Preferred Card Highlights?

  • New members will receive 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
  • No foreign transaction fees (ideal for globetrotters)
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases
  • Chase does not cap the number of points you can earn

The only negative about this card is the annual fee but makes up for it with cell phone coverage.

Chase Ink will pay $600 per claim for damage or theft of cell phones for you and your employees.

If you have a bad credit score this card is not for you… check out the line of cards from Credit One Bank!


Chase Ink Business Cash?

Have a small business?

You may be interested in the Chase Ink Business Cash Card!

Visit creditcards.chase.com/small-business-credit-cards/ink-cash to learn more.

The Chase Ink business card provides Cash Back rewards on every purchase, including 5% cashback in select business categories along with a juicy 0% intro APR for 12 months from account opening on purchases.


GetInkPreferred Customer Service

Please dial 1-800-242-7383 for more information or to apply over the phone


Chase Ink Preferred Application


Bottom Line

If you travel a bunch and enjoy vacations GET THIS CARD!

Not only do you get an amazing sign up bonus but you earn reward points quickly!


Shell.us/GetRewards: Apply for Shell Fuel Rewards Credit Card? (Ultimate Guide and Reviews)



The Shell Fuel Reward Program is a must for consumers who spend a ton of money on pricey gasoline.

To apply please visit www.shell.us/getrewards and follow the on-screen instructions.

You must be a legal resident of the United States in order to qualify.

Shell reserves the right to terminate or modify this program at any time for any reason.


Shell Fuel Rewards Credit Card Highlights/Lowlights

  • Apply for the popular Shell Fuel Reward credit card and be the envy of all your friends and enemies (www.shell.us/getrewards).
  • Save 10¢/gal (up to 20 gallons) Fuel Rewards Gold Status = 5¢/gal (up to 20 gallons) Shell | Fuel Rewards Credit Cards = 5¢/gal (up to 20 gallons)
  • 10% Shell rebates on your first $1,200 Shell non-fuel purchases (per year)
  • 2% Shell rebates on your first $10,000 Dining and Groceries purchases (per ye
  • 1% on all other purchases
  • Can be used anywhere in the United States where the Mastercard logo is present
  • Purchases made at locations that sell non-Shell branded fuel are not qualifying purchases and rebates are not earned on those purchases.


APPLY NOW: www.shell.us/getrewards

Please note all rebates associated with www.shell.us/getrewards will be automatically redeemed by applying the rebates as a credit against Shell purchases made with your card in subsequent billing cycles.


Reviews from Real People

My wife and I live this program and used the money we saved on gas for a second honeymoon to Miami!” – Cal G. Chicago IL

If you only apply for one gas rewards program make sure the Shell Fuel Rewards is the one you get! This program is crazy good and has literally saved me hundreds of dollars on gas which I have used to buy lots of pizza!” – Stan Q. Portland, WA

The Shell Gas Rewards program is OK at best… I wish they would change the terms so we could earn more points when making purchases on diesel fuel but whatever…” – Sammy D. Cleveland, OH


Customer Service Hours

Simply head on over to www.shell.us/about-us/contact-shell to obtain contact information.

Shell headquarters: Carel van Bylandtlaan 16, 2596 HR The Hague, The Netherlands Postal address: PO box 162, 2501 AN The Hague, The Netherlands

Phone: +31 70 377 9111


www.Shell.us/GetRewards Notes

  • A must for consumers who spend a good chunk of their monthly income on pricey gasoline
  • Shell reserves the right to modify or terminate the terms of this reward program at any time for any reason they see fit
  • Dining and grocery purchases in excess of $10,000 in each year do not earn rebates 🙁
  • This must have fuel rewards credit card requires a good to great credit score (consumers with less than perfect credit will want to look elsewhere)
  • Please allow up to 4 weeks for the card to arrive via US Mail once the application has been approved
  • It may not be possible to combine multiple discounts and/or rewards in a single transaction


When calculating the amount of the statement credit, we will multiply the number of gallons purchased by 5 cents and round to the nearest cent.

In the event gallon information is not available for a specific purchase, we will determine the number of gallons purchased by dividing the total purchase amount by an average price per gallon amount obtained from the U.S. Department of Energy.

Any questions in regards to the Shell Get Rewards credit card offer can be directed to Credit Program, P.O. Box 6403 Sioux Falls SD, 57117-6403.