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Serve.com/CashBack: American Express Serve $25 Promotion (Review and Guide)



Register your Serve American Express card online to start earning 1% cashback when you make qualifying purchases.

Simply head on over to www.serve.com/cashback to learn more about the promotion and register.

Some customers may also receive a $25 gift card depending on the promotional mailing they received.

On top of the 1% cashback, the cardholder will also receive FREE ATM withdrawals at over 30,000 MoneyPass locations in the United States.

You must be 18 years of age or older and a legal resident of the United States.


Serve.com/CashBack Customer Service

  • Mailing Address: Serve Customer Care P.O. Box 826 Fortson, GA 31808
  • American Express Serve Customer Service Number: 1-866-384-2790

For complete details please visit serve.com/legal to view the applicable Consumer User Agreement for each Serve reloadable prepaid Account.

Read More: Chime Bank Account Review


Reviews from real people!

The AMEX Serve card was the best thing that ever happened to me and that includes my 3rd marriage. This card cannot hurt your credit score and will not put you into high-interest credit card debt. BOTTOM LINE: if you have trouble with spending this card may be ideal for you!” – Timmy Tom Tom Chicago, IL

My wife made me get this card and it was the best thing I ever did. This card is not a credit card which means my high-interest credit card debt stopped growing. With help from a credit counselor, my wife and I were able to reduce our credit card debt and put or credit score back into the GOOD territory!” – Todd M. Miami, FL

On a scale of 1 to 10, I would rate this card a solid 8. My husband cut up all my credit cards so this is my only spending option which is probably for the best” – Sara K. Austin, TX

Related: Wells Fargo My Offer Review


Serve Card Common Questions

American Express Serve ATM withdrawal limit? Customers are limited to $750 per day and $2000 per month (you may be able to increase these limits by calling the American Express Serve customer service toll-free number found on the back of the card).

American Express Serve Check Deposit Time: if submitted prior to 8 PM EST on a business day, your money will generally be available six business days after submission.


Bottom Line

If you have trouble with credit cards the Serve card might be right for you.

It is one of the few prepaid cards that allow the customer to earn cash back on purchases. Cheers!

IRS.gov/coronavirus: How to Track your Stimulus Check (COVID-19)



As part of their efforts to shore up the economy during the ongoing Covid-19 outbreak, the US Federal Government has began a plan to send $1,200 checks (or digital deposits) to most Americans. As the payments start to show up, many people are wondering how to check the status of their stimulus check.

Fortunately, the IRS has built a new online status checker for the 2020 stimulus check:



Using this new online tool, you can check your eligibility for the stimulus check, and also verify it’s status. You can see whether the payment has been issued, it’s still being processed, or if there is an issue.

read later: H&R Block Emerald Prepaid Mastercard


Due to extremely high call volume, the IRS is encouraging people to use the IRS.gov/coronavirus online tool, instead of calling in.




How Can I Check on My Stimulus Check?

You can check the status of your payment by going to https://www.irs.gov/coronavirus/

This online tool allows you to check your eligibility, check the status of your payment, update your payment information on file with the IRS, and more. It’s also where non tax-filers should go to manually apply for the stimulus payment.

Due to high call volume, the IRS is asking Americans to use the online tool instead of calling in.


When Will I Get My Stimulus Check?

The IRS started sending out payments this week, around April 15th. According to a report from the Washington Post, approximately 80 million payments have been sent as of this article’s publication date. The IRS expects to send out approximately 150 million payments, meaning roughly half of all stimulus payments have already been sent. Keep in mind that some banks may hold the funds for a few days, so if you haven’t got yours yet

The IRS will continue issuing digital payments, until they have reached all eligible Americans. If you haven’t got your check yet, the IRS is encouraging you to use the IRS.gov/coronavirus online tool.

For Americans who do not have direct-deposit bank account information on file with the IRS, payments could be delayed. Taxpayers can manually submit their bank account info here, or wait for a physical check to be mailed. Reports indicate that physical checks may take weeks or months to arrive.


How Will I Get My Stimulus Check?

If you are a taxpayer who already has direct deposit information on file with the IRS, you will receive the stimulus payment as a digital direct deposit. The IRS has already started sending out these digital payments, so yours should arrive soon.

If you do not have direct deposit information on file, you’ll need to manually submit it online – or, wait for a physical check to be mailed.

The IRS will use the information on file from your last tax return. This includes your reported income, your address and your bank account information. If anything has changed (if you moved, for example), you should update your information as soon as possible.


Who is Eligible for the Stimulus Check?

Most Americans are automatically eligible for the $1,200 stimulus check. The main eligibility requirement is income.

Individuals making up to $75,000 per year, or couples making $150,000 per year, will receive the full payout of $1,200 per adult (with an extra $500 per child).

Individuals making between $75,000 and $99,000, and married couples making between $150,000 and $198,000, will receive a reduced payment.

Anyone making more than these income limits will not receive a check.

Keep in mind that the income is based on your last filed tax return. If you’ve already filed 2019 taxes, the income from 2019 will be used. If you have not yet filed, your 2018 tax return information will be used instead.

If you do not file taxes, you must manually apply for the IRS Stimulus Check. Learn more here.

You can check full eligibility details here.


www.chime.com login – Activate a Chime Bank Account (Guide and Review)



Chime Bank is a better online bank with no hidden fees and allows customers to get paid up to 2 days early with direct deposit vs your standard bank.

Visit www.chime.com login to access your account or to register online.

You must be 18 years of age or older and a legal resident of the United States in order to establish a Chime bank account.


Chime Reviews

  • Nerdwallet: Rating: 4 out of 5 – ‎Review by Alice Holbrook
  • Wallet Hacks: Rating: 7.5/10 – ‎Review by Jim Wang
  • The College Investor: Rating: 85% – ‎Review by Robert Farrington
  • Forbes: Here is a review of Chime by Forbes, including its features, pros and cons of a mobile-only bank, and other benefits and disadvantages


Reviews from Real Customers

My wife and I love the fact that Chime isn’t like the cookie-cutter bank. They have super competitive rates, a large network of ATMs, and no monthly fees or overdraft fees. The only negative is sometimes getting money into the bank is difficult” – Tom G. Chicago, IL

A+, 10 out of 10, The Best of the Best… I love Chime and everything they are about! My boyfriend and I share an account and we love it!” – Amy K. Nashville, TN

“If you can only sign up for one bank account make sure it is Chime. Visit Chime.com to learn more and make one of the smartest decisions of your life… thank us later!” – Matt. B Las Vegas, NV


Other Options

If you’re in the market for a bank account you might want to read up on a few other banking options.

Other banks that receive good reviews include Bank of America, Regions, and US Bank.

The above banks offer excellent customer service and provide both checking or savings accounts (or both which is normally eh case when you open an account).


Chime Customer Service

  • email: support@chimebank.com
  • phone: 844-244-6363
  • fax: could not be found

Get daily balance notifications and instant transaction alerts any time you use your Chime Visa Debit Card.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.


Forgot Chime Login?

Visit www.chime.me, and click “Sign In” in the top-right corner and click on the “forgot password” icon.

From that point provide the email address used at the time of Chime registration.

Check your email inbox for the email giving you the option to “Reset Password.” Click on that button.


Looking for a great credit card?

Check out the GetMyOffer Capital One promotion. They offer awesome cashback cards and cards for consumers who love to travel.


Final Word

Chime is unlike your traditional neighborhood bank branch which is a good thing!

Unlike the big Wall Street Banks, Chime will never trick a customer into paying a monthly fee or overdraft fee plus you get to round up purchases to the next dollar and save the remainder (so if you purchase a bag of chips for $1.75 you will receive .25 cents!).

We love Chime and you will too!  9 out of 10.


HR Block Coronavirus Stimulus Check – Will You Get A Check (Ultimate Guide)



Obtain the latest and greatest news in regards to the stimulus bill and how coronavirus impacts your taxes including the coronavirus tax extension (most people will not have to file until July).

Please visit www.hrblock.com/coronavirus to learn more.

You can email any questions you have about the stimulus check or view the helpful FAQ H&R Block has developed.

Customers can also get an estimated amount of how much they will receive from the COVID19 Stimulus bill.


www.HRBlock/Coronavirus Customer Service

  • General Customer service: 1-800-472-5625
  • Online: www.hrblock.com/support
  • TTY number also is available: 855-508-0833


How much will I get?

  • The starting amount is $1,200 per person but will go up or down based on your situation (i.e. income, family members)
  • If you filed your 2018 or 2019 taxes, you don’t need to do anything
  • The IRS will automatically direct deposit or mail payments to the account listed on your last tax return
  • The US government  will issue these payments over the Spring of 2020 starting on 4/12/2020

Apply for a credit card


The amount of annual income you made (total household) and the number of children under the age of 18 you have will help determine how much you might get.

For example, if you made $65,000 last year and have 2 children under the age of 17 you will get an estimated amount of $2,200 from Uncle Sam.

Example 2: A single US resident must have a Social Security number and an AGI under $75,000 to receive the full amount of $1,200.


Other Tax Options

  • TurboTax: #1 best-selling tax preparation software to file taxes online. Easily file federal and state income tax returns with 100%
  • TaxACT: TaxAct Holdings, Inc. is an American tax preparation software company based in Cedar Rapids, Iowa, USA
  • TaxSlayer: Bills themselves as the easiest way to file your taxes online (we agree!)

Comenity.net/WayfairCard: Wayfair Credit Card Login (Review and Guide)



Comenity Wayfair Card

Apply for the Wayfair card and get 3% Rewards Back on All Eligible Orders from their 5 Retail Brands!

To apply to visit www.comenity.net/wayfaircard and click on the “register for online access” click.

In order to apply, you must be 18 years of age or older and have a good credit score.


Let us take a look at some benefits of the card

  • Special financing on eligible orders 5
  • 3% Rewards Back on All Eligible Orders from their 5 Retail Brands
  • $25 OFF on your first order of $100 or more
  • And now Free Shipping on all eligible purchases


Comenity.net/WayfairCard Customer Service

  • Phone: 1-844-271-2567 (TDD/TTY: 1-800-695-1788)
  • Customer Care Address: Comenity Bank PO Box 182273 Columbus, OH 43218-2273

Please note the Customer Care Hours are Monday to Saturday 8 am – 9 pm ET. and are closed on Sundays.

Live Customer Care hours may vary on holidays.

Access automated Customer Care 365 days a year, 24 hours a day, 7 days a week.

Please note to apply for a Wayfair Credit Card Program account you must meet the legal age requirements of your state or territory and have a U.S. mailing address including street, rural route or APO/FPO (Comenity Bank is unable to accept P.O. Box mailing addresses).


Read More…

  • GetMyOlloCard.com: In order to apply for the OlloCard you must have a mediocre credit score and be 18 years of age or older and a legal resident of the United States
  • JetBlueMastercard: The Jet Blue Mastercard is open to legal residents of the United States who are 18 years of age or older
  • DoubleYourLine.com: In order to apply for this popular credit card please visit www.doubleyourline.com now and follow the on-screen instructions



Wayfair Credit Card Approval Odds?

If you have a good credit score your odds of approval are 9 out of 10.

Consumers who have an average credit score the odds of approval will drop to 50 50.


Wayfair Payment Options

  • Any major credit card to include the Wayfair Credit Card, American Express, MasterCard, Visa, and Discover
  • Wayfair Gift Cards
  • Store Credit (for example you returned an item and picked the store credit option)
  • Money orders or personal checks
  • Wire transfer
  • Purchase orders (whatever those are)

What is the credit limit and Annual Percentage Rate (APR) for the Wayfair Credit Card Program?

Credit Limit and APR are dependent on your creditworthiness (check out the best credit cards for foodies). You’ll be notified of your credit limit and other account details after approval.


More About Comenity

The Wayfair credit card is issued by Comenity Bank who are proud member FDIC. Any questions for this bank can be directed to 1-844-271-2567.


Bottom Line

Unless you shop at Wayfair SUPER OFTEN we would avoid this credit card.