Green Dot Platinum Visa (

Green Dot Platinum Visa Credit Card

  • A secured card that reports to the three major credit bureaus
  • Consumers who just received the card can activate it at
  • Comes with a nasty $39 annual fee but is a small price to pay for consumers looking to rebuild their credit rating
  • Somewhat low minimum security deposit of $200 to get started
  • Refundable security deposit act as collateral and becomes the cardholders credit limit

The Green Dot Platinum Visa Credit Card is open to legal residents of the United States who are 18 years of age or older and have a verifiable physical US home address.  The card is designed for consumers with poor credit that are having a tough time getting approved for a stand credit card.

Those already lucky enough to be approved for the card can activate it at

Green Dot Platinum Visa Credit Card Highlights and Lowlights

  • Does not require a bank account 🙂
  • 19.99% variable APR 🙂
  • Free 24/7 online account access (pay bills, update information, view purchases, contact customer service)
  • No rewards 🙁 (but that is usually the case with secured credit cards)
  • $39 annual fee 🙁
  • Ideal for those with poor credit
  • For retailers excluding Walmart, a $500 deposit limit per transaction applies
  • Deposit and same-day payments at retail stores for just $4.95 or less

Other Secured Card Options Required Information

  1. Account number
  2. First and last name
  3. Last 4 digits SSN
  4. Expiration date
  5. CVC number
  6. Date of birth
  7. State and zip

Any questions in regards to the Green Dot Platinum Visa Credit Card (or the activate page at can be directed to toll free 866-291-0818.  Those looking to reach out by mail can write to: P.O. Box 9206 Old Bethpage, NY 11804.

The Green Dot corporate office is based at Green Dot, P.O. BOX 5100, Pasadena, CA 91117.



Leave a Reply