– Apply for Fixed Rate Loans


SoFi Promotional Offer

  • Allows a user to apply for a fixed rated loan ranging between 5.49% APR to 14.24% APR (with AutoPay)
  • Ideal for consumers who are paying more than 9% interest on credit card debt
  • A SoFi loan can help the consumer save thousands of dollars requires the confirmation code and the zip code from the promotional mailing offer.  SoFi offers a low fixed rate and monthly payment which will allow the consumer to pay off high interest debt, like credit cards, or make a major purchase (i.e. dream vacation to Hawaii or a bathroom remodel). Highlights

  • Borrow from $5k-$100k at fixed rates that start at 5.49% APR
  • No hidden fees or pre payment penalties
  • Get a 0.125% rate discount on an additional SoFi loan just for being a loyal SoFi member
  • If the borrower losses their job they may qualify to have their monthly payment put on hold
  • SoFi offers award-winning customer support 7 days a week (yes they are open on Saturday and Sunday) Lowlights

  • Not available in the state of Nevada
  • Your credit score is 650 or less (generally SoFi will not lend to a credit score below 650)

If approved for a loan from SoFi via this promotion offer the applicants actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.

Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.

Update: This personal loan offer from SoFi is still one of the best in the industry.  Other personal loan shops worth a visit include,, and (another peer to peer lending shop).

Personal Loan Website


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