If you frequent the personal finance world of Reddit, credit card churning might be a term you’re familiar with. With this rewards-reaping method, savvy credit cardholders can maximize the benefits they get from credit card sign-up bonuses. Is credit card churning illegal, though? Could you end up getting in legal trouble for trying to capitalize … Read more
Your credit score is used by lenders as an indication of trustworthiness. When you apply for a loan or a line of credit, lenders use this number to help them predict how likely it is that you will pay back your debt on time. When you have a high credit score, you appear much more … Read more
Credit card churning is a strategy used by some individuals to take advantage of the numerous welcome bonuses offered by credit card issuers. While nearly half of American adults have credit card debt, these people are turning the tables and profiting from applying for credit cards. Have you ever been enticed by the credit card … Read more