churning

Is Credit Card Churning Illegal?

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If you frequent the personal finance world of Reddit, credit card churning might be a term you’re familiar with. With this rewards-reaping method, savvy credit cardholders can maximize the benefits they get from credit card sign-up bonuses. Is credit card churning illegal, though? Could you end up getting in legal trouble for trying to capitalize … Read more

Does Churning Affect Your Credit Score?

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If you’re constantly receiving tempting credit card offers, you might be wondering if there’s some way you can tap into all of the sign-up bonuses offered by major card issuers. In fact, there is a whole subculture of people who practice “credit card churning.” This means that they repeatedly signup for cards and use them … Read more