Is Credit Card Churning Illegal?

If you frequent the personal finance world of Reddit, credit card churning might be a term you’re familiar with. With this rewards-reaping method, savvy credit cardholders can maximize the benefits they get from credit card sign-up bonuses. Is credit card churning illegal, though? Could you end up getting in legal trouble for trying to capitalize … Read more

Does Churning Affect Your Credit Score?

If you’re constantly receiving tempting credit card offers, you might be wondering if there’s some way you can tap into all of the sign-up bonuses offered by major card issuers. In fact, there is a whole subculture of people who practice “credit card churning.” This means that they repeatedly signup for cards and use them … Read more