Is Credit Card Churning Illegal?

If you frequent the personal finance world of Reddit, credit card churning might be a term you’re familiar with. With this rewards-reaping method, savvy credit cardholders can maximize the benefits they get from credit card sign-up bonuses. Is credit card churning illegal, though? Could you end up getting in legal trouble for trying to capitalize … Read more

Does Churning Affect Your Credit Score?

If you’re constantly receiving tempting credit card offers, you might be wondering if there’s some way you can tap into all of the sign-up bonuses offered by major card issuers. In fact, there is a whole subculture of people who practice “credit card churning.” This means that they repeatedly signup for cards and use them … Read more

AAdvantage Aviator Red World Elite Mastercard

Considering that American Airlines is the largest airline in the world by many accounts, there’s a good chance that you frequently use this airline when you travel for business or pleasure. The AAdvantage Aviator Red World Elite Mastercard is a great way for you to get the most for your money when you travel. With … Read more

8 Ways Your Credit Score Affects Your Everyday Life

Your credit score is used by lenders as an indication of trustworthiness. When you apply for a loan or a line of credit, lenders use this number to help them predict how likely it is that you will pay back your debt on time. When you have a high credit score, you appear much more … Read more

Shell Fuel Rewards Card Review

shell fuel reward card pay

According to the U.S. Department of Transportation, the average American drives 13,476 miles a year. There are a lot of costs attached to driving yourself around from place to place, including the vehicle itself, maintenance, and gasoline. How much you spend on gas a year has to do with a number of different factors. However, … Read more

Churning Credit Cards: The Pros and Cons

Credit card churning is a strategy used by some individuals to take advantage of the numerous welcome bonuses offered by credit card issuers. While nearly half of American adults have credit card debt, these people are turning the tables and profiting from applying for credit cards. Have you ever been enticed by the credit card … Read more

10 Reasons You Should Use Credit Cards

The average American has four credit cards. In 2020, there were 377 million open credit card accounts in the United States. Some people might be avoidant of using credit cards because they are afraid of accruing credit card debt. This is a reasonable fear, as it’s important to be responsible in the way that you … Read more

Credit Scores: The Ultimate Guide

Your credit scores can have a major impact on your financial life. This three-digit number can influence whether you are approved for a loan or credit application, the terms you are offered on loans, and much more. Even if you aren’t planning on applying for a mortgage or a loan anytime soon, your credit health … Read more

Every Type of Credit Card You Need to Know

When used correctly, credit cards are an essential tool in building your financial health. Through responsible credit card use, you can improve your credit score, save money, and effectively manage your finances. However, not all credit cards are created equal. Depending on your personal finances and particular circumstances, some cards might be much more advantageous … Read more