If you frequent the personal finance world of Reddit, credit card churning might be a term you’re familiar with. With this rewards-reaping method, savvy credit cardholders can maximize the benefits they get from credit card sign-up bonuses. Is credit card churning illegal, though? Could you end up getting in legal trouble for trying to capitalize … Read more
Considering that American Airlines is the largest airline in the world by many accounts, there’s a good chance that you frequently use this airline when you travel for business or pleasure. The AAdvantage Aviator Red World Elite Mastercard is a great way for you to get the most for your money when you travel. With … Read more
Your credit score is used by lenders as an indication of trustworthiness. When you apply for a loan or a line of credit, lenders use this number to help them predict how likely it is that you will pay back your debt on time. When you have a high credit score, you appear much more … Read more
There are few things as stressful as struggling with bad credit. If you find yourself in a financial emergency when your credit isn’t great, you might feel like there aren’t any options. In this circumstance, you might find yourself googling things like “bad credit loans guaranteed approval” in the hopes of making ends meet. Is … Read more
Credit card churning is a strategy used by some individuals to take advantage of the numerous welcome bonuses offered by credit card issuers. While nearly half of American adults have credit card debt, these people are turning the tables and profiting from applying for credit cards. Have you ever been enticed by the credit card … Read more
What’s the first thing you do when you’re thinking about buying a home? If you’re like 44% of home buyers, you look online at the various properties for sale. Then, you might contact a real estate agent and do some research about the home buying process online. The next step is, for many home buyers, … Read more
The average American has four credit cards. In 2020, there were 377 million open credit card accounts in the United States. Some people might be avoidant of using credit cards because they are afraid of accruing credit card debt. This is a reasonable fear, as it’s important to be responsible in the way that you … Read more
Your credit scores can have a major impact on your financial life. This three-digit number can influence whether you are approved for a loan or credit application, the terms you are offered on loans, and much more. Even if you aren’t planning on applying for a mortgage or a loan anytime soon, your credit health … Read more