Bank of America Make A Transfer: Apply to Transfer a Higher-Rate Balances (Guide and Review)

Bank of America balance transfers

Are super easy to complete online and should only take a minute or two!

Simply head on over to and follow the on-screen instructions to begin.

A balance transfer with Bank of America will allow customers to consolidate higher-interest credit card balances and save with one lower monthly payment.

Bank of America transfer fee? In most cases, customers will be charged a small fee to transfer a balance. Please check with your local BOA branch for more details.


Bank of America Transfer Limit

Customers are limited to a certain amount but the amount may vary per applicant.

Please note Bank of America balance transfer offers for existing customers: please login to your Bank of America online account to apply.


How to transfer money from Bank of America to Chase

Please dial 800.732.9194 to learn more about transferring balances to another bank other than Bank of America.


Bank of America Customer Service

Call Bank of America via Phone

  • Credit card customer service (including lost or stolen card) 800.732.9194 24/7
  • International cell phone roaming charges may apply open 24/7: 1.757.677.4701
  • Credit card activation 800.276.9939
  • Credit card billing inquiries 866.266.0212 (please have your credit card number on hand when calling this number)

BOA Mailing Address

  • Credit card payments Bank of America PO Box 15019 Wilmington, DE 19886-5019
  • Express overnight service Payment Services 900 Samoset Drive DE5-023-03-02 Newark, DE 19713-6000
  • General: Bank of America PO Box 25118 Tampa, FL 33622–5118

General Customer Service Hours

Monday – Friday from 8 a.m. to 11 p.m. ET and Saturday and Sunday from 8 a.m. to 8 p.m. ET.


Bank of America Routing Number Location?

You should not need your BOA routing number to apply for a balance transfer but in case you do please see the below instructions on how to locate it.

Routing numbers are listed by the transaction type and the state in which you opened your account (i.e. New York, Mississippi, Vermont). The requestor should tell you which number is needed for your particular transaction. In some cases, there are 2 sets of numbers for a particular state.



Bank of America came to me with this offer and I couldn’t be happier! The Bank of America balance transfer application was painless and I saved a ton of cash!” – Dyno M. Dallas, TX

My wife racked up a ton of high-interest credit card debt on her Credit One Bank Card… SAD… but Bank of America helped us make low monthly payments on that debt… but my wife continues to spend even though we have no money” – Gary W. St. Louis, MO


Final Verdict

A must for consumers with high-interest credit card debt!

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