MyAccount Online Account Activation

Activate an OpenSky credit card online

Simply rev up the old PC and head on over to and follow the on-screen instructions.

Activation will take about 5 minutes to complete.

Please note in order to obtain the OpenSky credit card you must be 18 years of age or older and a legal resident of the United States.

OpenSky is designed for consumers with less than ideal credit but who are willing to put in the hard work to increase their credit score.


Related Posts: Customer Service

  • Payment address: OpenSky Card Services P.O. Box 660924 Dallas, TX 75266-0924
  • Overnight payment address: OpenSky Card Services Box #660924 2701 East Grauwyler Rd., BLDG 1 Irving, TX 75061
  • General questions or disputes: OpenSky Card Services P.O. Box 9224 Old Bethpage, NY 11804-9224

OpenSky Credit Card Fees

  • Annual fee: $35
  • Late payment: $38
  • Return payment: $25

OpenSky Secured Credit Card Notes

  • Must be at least 18 years of age and have a valid Social Security Number or Individual Taxpayer Identification Number
  • Issued by Capital One
  • You must be a United States citizen or permanent resident of the United States.
  • Your monthly income must be greater than my monthly expenses and I have the ability to repay the estimated monthly payment you require for this card
  • Have not applied for a Capital Bank credit card 4 or more times in the last 60 days
  • If you have a good or great credit score DO NOT APPLY FOR THIS CREDIT CARD
  • Do not have 2 or more open credit card accounts with Capital Bank
  • Account history on any current or previous relationship with Capital Bank must be in good standing


Open Sky Customer Service

Please use the information in regards to contacting the Open Sky credit card customer service team. This team can help with fraud, updating your account information, or requesting a credit line increase.

OpenSkyCC Phone Numbers

  • 1-855-763-6736
  • 1-800-859-6412

OpenSky CC Mailing Address


OpenSky Application Status

To obtain the status of an Open Sky credit card please dial 1-855-763-6736 and ask to speak with Jon in application.


Other Cards for Consumers with less than ideal credit

Credit One Bank Card

GetMyOlloCard: In order to apply for the OlloCard you must have a mediocre credit score and be 18 years of age or older and a legal resident of the United States.

MyMilestone Card



“I’ve had my card for over 1 year now my score jumped so high we just got approved for a home loan. Best card I could have ever gotten. Thank you!” – Amy, O. Chicago, IL


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