– How To Get a Petal Card Invite Code & Review

If you were lucky enough to receive a Petal credit card invitation via the US Mail you should probably take advantage of it.

Simply head on over to and follow the on-screen instructions.

You must be 18 years of age or older and a legal resident of the United States in order to secure the Petal card (and be the envy of all your friends and foes).

Must Read: Great credit cards for FOODIES

In order to begin the application, you must provide your phone number (personal phone number and not business or burner phone number).

Please note by providing your phone number to you authorize Petal to contact you at this number, including through text/SMS messages. Invite Customer Service

  • For a lost or stolen card please dial 1-855-697-3825
  • Email:
  • General customer service: 1-855-697-3825
  • Business mailing address: Petal Card Inc. MSC – 166931 P.O Box 105168 Atlanta, GA 30348-5168

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Other Options

  • Chase Sapphire
  • AMEX Gold Card


Petal Card Approval (What Is Needed)

  • A good to great credit score
  • A job with substantial income
  • A resident of the United States

If you meet all of the criteria listed above you should have no problem getting approved for the Petal credit card.

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Petal Card, Inc. issues credit cards. The Company specializes in credit underwriting decisions with machine learning and analyzing customer’s digital financial record and credit scores which allows issuing credit cards to the customers. Petal Card serves customers in the State of New York.” – Bloomberg


Using the Petal card internationally?

According to the Petal support page, there are no fees for foreign currency transactions! Foreign purchases are converted at the foreign exchange rate in effect at the time of processing the charge.


Petal Card Rewards

  • 1% – 1.5% cash back (Earn 1% cashback right away. Earn up to 1.5% cash back after twelve on-time monthly payments)
  • No annual fee
  • Limits of $500 to $10,000


Petal Credit Card Reviews

“A great card with NO FEES!… LOVE” – Tammy S. NY

“Get this card!” – Mike W. Chicago, IL

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